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Group Plans

beach2Providing an attractive employee benefit plan is key to hiring and keeping quality people. Whether your company has only a few staff members or you are a large complex organization, providing health benefits can be a key component in your employee’s evaluation of your compensation program – and their future.

There are numerous advantages to providing a Group Benefits Plan for your employees.

  1. Your employees and their families are protected against financial problems resulting from unexpected health care and dental expenses.
  2. Your employees benefit from receiving tax-free* health coverage instead of paying their medical expenses with after tax dollars.
  3. The employer receives a tax deduction for all costs associated with the Group Benefits Plan.
  4. The employer benefits by providing employee benefits at a fixed cost and the plan is automatically administered by the insurance company.
  5. A group benefits program is a great way to provide extra compensation to valuable employees as an alternative to a fully taxable salary increase.

* Some restrictions apply – Call our office for full details.

 

A wide variety of Employee Benefits can be provided via a Group Benefits Plan including:

•  Life Insurance and Spousal/Dependant Coverage
•  Accidental Death and Dismemberment
•  Prescription Drug Coverage
•  Paramedical Coverage (Chiropractors, Therapists, etc.)
•  Group Pension Plans
•  Group RRSP Plans
•  Short Term Disability
•  Long Term Disability
•  Extended Healthcare/Visioncare
•  Dental Coverage
•  Out-Of-Country Emergency Medical (Travel)
•  Critical Illness Insurance